Ferry Pay Card
Their tips.
On their card.
In under 60 seconds.
The Ferry Pay Card is a Visa prepaid card funded with tips the moment a shift closes – in under 60 seconds, with no bank account required. Workers set it up in about 30 seconds and can add it to Apple Pay or Google Pay straight away.
Instant
Tips to Pay Card
200+
Locations live
66%
Cash cost reduction
WHY A PAY CARD
The fastest way to get tips out of the drawer.
Paying tips in cash means a float in every location, a manager counting it down at close, and a standing trip to the bank. The Ferry Pay Card removes all three – the money moves to the card at shift end and the drawer stays shut.
80%
Of hourly workers prefer end of shift pay
75%
Annual restaurant industry turnover
$6K+
Cost to replace one hourly worker
How It Works
From shift end to spendable.
01
Get a card
New hires take an instant issue card from the stock kept at each location and link it to their account with the 8-digit ID on the back. Anyone who would rather go digital gets a card number, expiry, and CVV in the Ferry app straight away – no waiting on the mail.
→ Digital or physical, issued on the spot
02
Get paid
Tips calculated by Ferry Tip Manager land on the card the moment the shift closes. Workers see their balance, recent loads, and full transaction history in the Ferry app – no calls to a manager to check what they were paid.
→ Card funded in under 60 seconds
03
Spend it or move it
The card is accepted anywhere Visa is. Workers withdraw fee-free at in-network MoneyPass ATMs or move money to their own bank account by standard transfer at no cost. Out-of-network ATM withdrawals in the US carry a $3 fee. Deposits are FDIC insured.
→ No monthly fee, no inactivity fee
FERRY PAY CARD
Instant access.
No bank account needed.
No bank account needed.
The Ferry Pay Card puts tips and wages directly in workers' hands at the end of every shift. A Visa® prepaid payroll card, issued by Community Federal Savings Bank, Member FDIC.
$0
Activation fee
$0
Monthly fees
Instant
Card funding
Visa accepted
Instant funding
Fee-free in-network ATMs
Mobile control
Card types
Three ways to get a card in their hand.
Every location keeps a stock of instant issue cards, so a new hire can be paid through Ferry on their first shift. Workers who would rather use their phone get a digital card instead, and anyone who wants their name on the plastic can order a personalized one.
There is no fee to buy a card, activate it, or hold it – no monthly fee and no inactivity fee. The full schedule is in the cardholder agreement.
There is no fee to buy a card, activate it, or hold it – no monthly fee and no inactivity fee. The full schedule is in the cardholder agreement.
Instant issue: unpersonalized cards kept on site, linked to a worker's account with the 8-digit ID on the back. Free to replace.
Digital: a card number, expiry, and CVV in the Ferry app straight away, ready for Apple Pay and Google Pay.
Personalized: free to order after about a month, arrives in 7 to 10 business days, and the current card keeps working until it does.
who wins
Everything your team needs
to get paid.
For operators
No cash float to fund or count down
No manager on the drawer at close
Cards issued on site, so new hires are paid from day one
Every load on the card is traceable
No manager on the drawer at close
Cards issued on site, so new hires are paid from day one
Every load on the card is traceable
For workers
Tips on the card before they leave
Spend anywhere Visa is accepted
No bank account required
Balance and history visible in the Ferry app
Spend anywhere Visa is accepted
No bank account required
Balance and history visible in the Ferry app
"
Since launching this card program, we've reduced our cash-carrying costs by over 66 percent and increased both team member and manager retention rates to pre-Covid levels.
200+
Locations
66%
Cost savings
GET STARTED
Ready to close the cash drawer?
Ferry Tip Manager works out what every employee is owed and the Ferry Pay Card delivers it before they leave. Live same day, grow from there.