Products
Solutions
Resources
With Ferry automating tip calculation and digital payouts nationwide, BJ's Restaurants cut cash-carrying costs by more than 66% and brought team member and manager retention back to pre-Covid levels.

At one restaurant, a manager can square up the tips at close. It's a bit fiddly, but it works. Multiply that across 200+ locations in 30 states and it becomes a nightly operational drag: calculating who earned what, splitting across support staff, handling the secondary tip-outs, and hoping the math holds up under an audit.
Then there's the cash. Keeping enough on hand to tip out every server, at every location, every night is expensive to carry and a headache to manage. And in an industry where retention is a daily fight, making people wait on money they've already earned is exactly the kind of friction that sends good staff looking elsewhere.
Ferry integrates directly with BJ's point-of-sale and HCM systems to calculate every team member's tips, handle the secondary tip-outs, and split funds across staff automatically – with no manager intervention at shift end.
From there, Ferry Pay disburses tips digitally, straight to a Ferry Pay Card, so workers get near-instant access to what they've earned – faster and simpler than direct deposit or a paper check. Tax compliance is handled in the same flow, so BJ's finance team gets clean, payroll-ready numbers instead of a stack of nightly reconciliations.
No cash to count out. No manager doing tip math at midnight. Just an automated line from the POS to each worker's wallet, running quietly across every location.

Since launching this card program, we've reduced our cash-carrying costs by over 66 percent and increased both team member and manager retention rates to pre-Covid levels.
Digital payouts replaced cash tip-outs, cutting the cost and risk of moving cash through 200+ locations.
Paying people faster and more reliably helped restore both team member and manager retention rates.
Tips are calculated, split, and disbursed automatically every night. Managers close the restaurant, not the books.
You don't need 200 restaurants to run on the same platform BJ's does. Ferry goes live in days, no HRIS integration required, and grows with you when you're ready for more.
Book a Chat